ABOUT US
Rooted in Trust,
Built on Experience
Rocky Mountain Escrow has provided reliable, accurate escrow servicing for over 40 years. We specialize in managing seller carry-back and long-term escrow accounts with the highest level of accuracy and integrity. Our experienced, fully staffed team has successfully serviced thousands of private real estate loans and understands the unique needs of non-traditional lending.
We offer secure view-only online account access, giving both buyers and sellers real-time visibility into loan balances, payments, year-to-date history and year-end statements. For an additional fee, we can also collect and disburse funds for property taxes and homeowner’s insurance, streamlining the process even further.
WHY CHOOSE US
Expert Solutions, Trusted Partnerships, Unmatched Dedication
What is Long-Term Escrow?
Long-term escrow services involve the use of a neutral third party to manage and facilitate ongoing financial agreements — such as promissory notes or contracts for deed — between buyers and sellers over an extended period. This service goes beyond a standard real estate closing by offering continuous, secure management of private financing arrangements, especially those not handled through traditional financial institutions.
Why Choose a Long-Term Escrow?
Managing a seller-financed loan or private agreement without a third party can be risky, time-consuming, and emotionally charged — especially when issues arise about when a payment was made. Placing a long-term escrow with a neutral third party ensures both parties have the confidence and structure they need to maintain a fair and successful financial relationship over the life of the loan.
Here's Why More Buyers and Sellers Trust Rocky Mountain Escrow to Handle Their Long-Term Escrow
Reduces Risk of Disputes
With a neutral party handling payments and recordkeeping, both sides are protected from misunderstandings about balances, due dates, the date the payment was made, obtaining timely payoffs and each party’s responsibility in the escrow.
Ensures Proper Documentation at Completion of Escrow
We manage the loan in accordance with the signed promissory note or contract for deed, ensuring documentation to close the escrow is complete and properly recorded—critical for future refinancing, title transfers, or sales.
Professional Handling of Complex Terms
Partial payments, interest-only periods, split payments, reserve accounts—these features are managed accurately and consistently, without relying on either party to handle the math or paperwork.
Peace of Mind for Both Parties
Whether you’re a seller concerned about managing the receipt of payments or a buyer wanting transparency and structure, Rocky Mountain Escrow offers assurance that the agreement is handled impartially, securely and professionally.
Ideal for Rural or Private Financing Sectors
Support Throughout the Life of the Loan
From the initial setup to the final payoff, Rocky Mountain Escrow’s team is available to answer questions about the loan, provide documentation, and ensure a smooth experience—something not guaranteed in informal, private loan agreements that are managed by the lender or seller.
Tax Benefits to the Seller
Any taxes owed by the seller for the sale of appreciated property can be spread out over the life of the loan. This allows the seller to earn interest on the money from the sale, which is not subject to taxation until actually received. Of course, the seller should consult with their tax advisor to determine if their sale qualifies for this tax benefit.
Additional Services We Provide
At Rocky Mountain Escrow, we make it easy for title companies, sellers, lenders and borrowers to open and manage escrow accounts with confidence. Whether you’re navigating owner financing or private lending, our team is here to simplify the process every step of the way.
Hold Funds for Punch List Items
Construction Disbursements
Lease Option Contract Servicing
Safekeeping of Original, Signed Documents
Automatic Withdrawal and Direct Deposit Services
Record the Release of Deed of Trust and Return the Original Documents When the Loan Is Paid in Full
Contracts for Deed
Do you need a title and closing company?
Do you need a 1031 tax-deferred exchange company?
HAVE QUESTIONS?
Or are you ready to get started?
Contact the Rocky Mountain Escrow team at (970) 385-4423.
Open 8:00 a.m. to 4:00 p.m., Monday through Friday—we’re here to help!
TESTIMONIALS
What Our Clients Are Saying
John D. Alexon
Web Developer
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Web Developer
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Adam Milne
Web Developer
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TEAM MEMBERS
Meet Our Trusted Leaders
Charles S. Brown
Lead Developer
Dream Queen
Manager
John D. Alexon
CEO & Founder
